Glossary
Terms used in accessibility research and practice. Each entry has a definition, common aliases, and category tags.
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- Currency Accessibility(also: Accessible Currency, Banknote Accessibility)
- The design of physical money — coins and banknotes — so that people with visual impairments or other disabilities can independently identify and use different denominations. Many countries produce banknotes in different sizes, colours, or with tactile features (raised print,…
- Digital Financial Inclusion(also: Financial Technology Accessibility, Inclusive Fintech)
- Ensuring that digital financial services — including mobile banking, mobile money (like M-Pesa), online payments, and digital wallets — are accessible to and usable by people with disabilities. Digital financial inclusion is a critical accessibility issue because financial…
- Earmarking(also: Money Earmarking)
- A financial-management practice, studied by sociologist Viviana Zelizer, in which people mentally or materially separate money into distinct categories tied to specific purposes (rent, groceries, savings goal, treats). Earmarking can take physical form — separate envelopes,…
- Financial Accessibility(also: Accessible Banking, Inclusive Finance)
- The design and provision of financial services, tools, and platforms that are usable by people of all abilities, ages, and levels of digital literacy. Financial accessibility encompasses making banking websites and mobile apps compatible with assistive technologies, designing…
- Financial Autonomy(also: Financial Independence, Financial Self-Determination)
- The ability of a person to make and enact their own financial decisions — earning, saving, spending, and planning — consistent with their values and goals. For people with intellectual and developmental disabilities, financial autonomy is often constrained by guardianship,…
- Financial Literacy
- The knowledge and skills needed to make informed decisions about money — including understanding income, expenses, saving, debt, interest, credit, taxes, insurance, and benefits programs. For accessibility, financial literacy intersects with numeracy, reading accessibility, and…
- Fintech(also: Financial Technology)
- An umbrella term for software and digital-service innovations in the financial sector, including online and mobile banking, payments (e.g., Apple Pay, PayPal), budgeting apps, investment platforms, digital wallets, cryptocurrency services, and Buy-Now-Pay-Later products. Fintech…
- Money Management(also: Personal Finance Management)
- The everyday practices of tracking income and spending, budgeting, paying bills, saving, and making purchasing decisions. For people with cognitive or developmental disabilities, money management is often a shared activity with family, support workers, or fiduciaries, and the…
- Moneywork
- A term coined by sociologist Sandra Colavecchia and introduced to HCI by Perry and Ferreira, describing the often-invisible labour of managing personal and household finances. Moneywork includes practical tasks (paying bills, budgeting, shopping, filing tax returns) and the…
- Supplemental Security Income(also: SSI)
- A U.S. federal program administered by the Social Security Administration that provides cash benefits to people with disabilities, blindness, or age-related needs who have limited income and resources. SSI enforces strict asset and income limits — historically $2,000 in…
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